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You can probably borrow money to furnish your house

Last updated: 10/20/2024, 2:48 PM

Furnishing a house costs a lot of money. That is why many municipalities offer loans for furnishing your 1st home. You can read about that in this article. And you get tips for finding cheap items, such as in thrift stores and online marketplaces.

How much you have to spend on your home depends on the type of property you rent

When you rent a home, you usually get a furnished or unfurnished property. Here is the difference:

  • Unfurnished property: This is a home without furniture, carpeting or decorations. The walls are often unpainted. You have to fix up the home yourself and furnish everything, such as buying sofas, tables and beds.

  • Furnished property: This home usually has carpeting, such as laminate or carpet, already installed. You have to add furniture and other items yourself.

It is important to know what type of home you are getting so that you can plan how much to spend.

You can probably borrow money to furnish your house

Furnishing a house can cost a lot of money. That is why most municipalities allow you to get a loan to furnish your 1st house. This is called a furnishing credit. This credit helps you buy furniture and other important items. The amount of the furnishing credit varies by municipality.

The furnishing credit is usually a loan, which means that you will eventually have to repay the money you borrow back to the municipality. In some municipalities, there are also options where you do not have to repay the money, depending on your situation. Contact your municipality or social services department to ask what the options are and how to apply.

Thrift stores sell cheap used furniture

In thrift stores, you can buy furniture and other items for your home for little money. These are stores where people sell their donated used items. You can often find sofas, chairs, tables, cabinets and decorations. Prices are usually much lower than in other stores, making it a good option to furnish your home without spending a lot of money.

In addition, thrift stores are sustainable. By buying used furniture, you help reduce wasted resources. Many thrift stores also support charities and provide work for people who are struggling in the job market.

AlleKringloopwinkels.nl
View a map of all thrift stores in the Netherlands
You can also search for free items

There are also free options for items. You can look on Marktplaats, where people often post free ads. Facebook groups in your area are also useful for finding items.

Another option is the Request & Offer page on RefugeeHelp. Here, people offer free items for people with refugee backgrounds. You can find various items, such as furniture and household items, that you can use to furnish your new home for free.

Marketplace
On the Request & Offer page, you can get free furniture, household items and other items.

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