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Warning: Do not submit false healthcare claims; this is fraud.

Published at: 04/09/2026, 08:00

RefugeeHelp has received reports that people are submitting fraudulent medical claims. This is fraud and can have serious consequences. Read more about this in this article.

Only submit genuine medical bills

You may only submit a medical bill for care that you have actually received. For example, treatment from a dentist or another healthcare provider.

Are you intentionally submitting a bill for a treatment you did not receive? If so, you are providing false information to your

. Even if someone else prepared the bill or told you it was okay, you are personally responsible for the fraud.

In the Netherlands, people have previously been punished for submitting fraudulent medical bills. In those cases, people with health insurance were asked to submit bills for fake treatments and then split the money with someone who claimed this was legal.

Fraud can have serious consequences

If your health insurance provider discovers that you have committed fraud, it may, for example:

  • Ask for a refund of the money you received.

  • Invoice the costs of the assessment.

  • Enter your information into a fraud registry. This is the registry in which organisations can enter information about people who have committed fraud or are suspected of doing so.

  • Cancel your insurance.

A health insurer can also report fraud to the police. In that case, it becomes a criminal matter. In some situations, a criminal offence can also affect your

. This depends on your personal situation and your residence permit.

What can you do?

Did you receive a bill for medical care you did not receive? Never submit it. Also, do not give your

or access to your health insurer's app to anyone else.

Have you already submitted a questionable bill, or are you unsure whether a bill is correct? If so, please contact your health insurer.


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