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Iemand heeft in de ene hand een mobiele telefoon vast en in de andere hand een pinpas

Payment account for Ukrainians without valid ID

Last updated: 11/15/2023, 8:36 PM
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Here you will find information about how to open a payment account if you are a Ukrainian without valid ID or have another citizenship.

Ukrainians without valid ID

The IDs listed below will be accepted by banks:

  • A Cyrillic Ukrainian passport combined with a 'certificate of identity determination' from the Ukrainian Embassy.

  • An expired English-language Ukrainian passport renewed by the Ukrainian Embassy with an extension stamp.

  • A Ukrainian permanent residence permit valid on 24 February 2022 in combination with a valid passport from another country outside the EU.

  • A valid O-document that can be issued by the Dutch Immigration and Naturalisation Service (IND) since June.

Here's how to apply for an account at the bank without valid ID

Almost all banks require the applicant to be registered in the Dutch population register (BRP) and to have a citizen service number (BSN). Currently, you can open an account with a different ID at the following banks:

  • Bunq: If your passport is expired or written in Cyrillic, you can open a bank account with Bunq. To do this, you will need a certificate of identification. You can request this certificate from the Ukrainian Embassy in The Hague.

  • Bitsafe: At Bitsafe you can open a bank account with a valid Ukrainian driver's licence instead of, for example, a passport. Bitsafe works differently than a traditional bank and is more expensive to use.

  • Openbank: At Openbank you can open a bank account with a valid Cyrillic passport if the original expiration date of the document has not yet expired. This bank provides a Spanish IBAN.

Payment account for refugees with a different nationality

If you have fled from Ukraine but do not have Ukrainian citizenship, you might not have been able to open a payment account until now. There is the following possible solution for this:

  • You can open a bank account at Rabobank with a valid or expired passport from another country and a Ukrainian residence permit that was valid on 24 February 2022.

Furthermore, the Dutch government is working on a proof of residence for refugees from Ukrainian without recognised and valid identity documents. This will be in the form of a card. It is expected that in time they will be able to open a payment account with almost all Dutch payment service providers.

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