Having a lease car in the Netherlands

Car leasing means you use a car for a fixed period of time. You pay a fixed amount for this every month. It’s like renting a car for a longer period.

Private leasing

Private leasing is for private individuals. You pay a fixed monthly amount. Almost all costs are included in the price: insurance, tax, maintenance and breakdown cover. You only pay for fuel or electricity. The car remains the property of the leasing company.

Operational lease

Sometimes it is also possible to lease a car through your employer. This is known as a business lease. In this case, the company covers the costs. Do you also use the car for private purposes? If so, you will often have to pay additional tax (

Would you like to find out more about the options for operational leases in your situation? If so, please contact your employer.

Ukrainians can lease a car through a private leasing. To do so, you must be covered by the

Check with your leasing company to find out what the implications will be for you if you wish to take out a private lease agreement after 4 March 2026.

To lease a car through a private leasing, you will usually need:

• A valid Ukrainian passport or identity card.

• Proof of registration in the

  BRP
  of your municipality.

• Citizen service number (BSN)
  .

• You must be covered by the TPD and have proof of residence.

• A valid Ukrainian driving licence.

With some leasing companies, you must also fill in the following on the application form:

• Your address in the Netherlands.

• Your Dutch bank account number.

• You must also clearly state that you hold a non-Dutch driving licence.

Leasing companies check with the

You must demonstrate that you can afford the monthly payments (payslip, employer's statement). In some cases, it is also possible to take out a lease agreement on a temporary contract, particularly if there is a prospect of permanent employment.

It is important to think carefully about how many kilometres you will drive each year. After all, extra kilometres also cost extra money. It is important to consider the following questions in advance:

• What is the maximum number of kilometres you are allowed to drive per year?

• Please note that additional kilometre charges may apply. When are these calculated (monthly, quarterly or annually?)

• How much do you pay for extra kilometres?

• Choose a kilometre package that matches the number of kilometres you drive each year.

Lease agreements usually run for 12 to 60 months. A longer term may work out cheaper, but this is not always the case.

The minimum term is often one year. As the TPD may end earlier, you might also consider a short-term lease

It is important that you compare the prices and terms and conditions offered by different leasing companies.

For journeys abroad (for example, to Ukraine or other European countries), you will often need permission from the leasing company (an authorisation for use abroad). Check the website of your chosen leasing company to find out what you need to do.

Below, we have listed the key points once again:

• Not all terms and conditions are the same across every leasing company.

• Compare providers (price, kilometre package, contract term, terms and conditions) and explain your situation.

• Choose a leasing company with the Private Lease quality mark.

• Check your

  claims-free years
  , BKR record and any additional costs.

• Visit the Consumentenbond website for more information, such as help with choosing a leasing company.